Capital One

Senior Manager, Community Finance Capital Officer

Community Finance Capital Officers seek to leverage our ability to bring debt and equity investment capital to our clients, while serving as the lead marketers for our products and managing specific geographic markets. Once business is located, they lead the deal team through approval and closing of both debt and/or equity for each deal. They determine product pricing and manage resources toward agreed upon targets. They are leaders in their communities, with their broad expertise in bringing capital to bear on critical community issues. The Senior Manager, Capital Officer performs responsibilities independently, but often under the guidance or direction of more senior Capital Officers. Our ideal candidate possesses strong presentation, influencing, verbal and written communication skills as well as a high level of attention to detail.

Responsibilities Include:

• Finances transactions with: Low income housing tax credits (LIHTC), tax exempt bonds, new market tax credits, funding from US Department of Housing and Urban development (HUD), including HOPE VI, HAP contracts, and public housing, and other state/local governmental financing sources.




• Under the guidance/direction of the originations manager or designee, plans portfolio growth through the development of a business plan and customer call program in alignment with departmental budget and consistent with overall Bank objectives 




• Assists other account officers in their efforts to obtain new business and retain existing customer relationships for the bank




• In consultation with the originations manager or designee, performs the proper pre-qualification, structuring, pricing of all debt and proprietary investments in his/her assigned area.  Presents deal proposals to originations manager or designee and credit risk manager and keeps deal team informed.




• In consultation with the originations manager or designee, negotiates both debt and equity investments related to community development transactions




• Manages (or assists in managing) national relationships with fund managers of low income tax credits




• Leads the closing of all transactions originated including working with internal and external teams to obtain final credit approval, achieving timely closing and keeping management informed




• Leads coordination with other departments for the sale and administration of all financial services to include debt, deposits, investments, derivatives, etc. within the assigned region




• Coordinates with various CF functional teams and other departments in the servicing of client relationships and in resolving any client issues that rise beyond the day to day responsibilities of Portfolio Management.




• Maintains up-to-date knowledge of competitor’s products and pricing in the market served; identifies community needs and opportunities for the bank to serve.




• Assists originations manager maintain monthly team pricing reports, resource materials, brand/marketing materials and form template documents.

Basic Qualifications:

• Bachelor’s degree or military experience




• At least 5 years of experience in Community Finance client management, underwriting, asset management, or a combination. 

Preferred Qualifications:

• Master of Business Administration (MBA) or Master’s degree in Finance




• 8+ years of experience in Community Finance




• Completion of a credit training program 

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Area Sales Manager (COAF Sales) Fort Lauderdale, FL

Are you a Sales Connoisseur? Do you enjoy shaking hands and sealing the deal? If you are entrepreneurial minded sales professional with the passion to seek and climb sales generating peaks, Capital One Auto Finance’s (COAF) Area Sales Manager role is for you! As an Area Sales Manager, you will develop partnerships at auto dealerships to gain new and existing business. At your fingertip, you have a wide array of direct marketing tools to assist you in providing the story of the products COAF can offer. You anticipate the needs of the dealership and provide compelling COAF products to meet their client’s needs. And finally, once commitment for ongoing business in made, you collaborate with the dealership to communicate funding delays and assist dealership and COAF completion of pending contracts.

General Responsibilities:

• Generate meaningful relationships with dealerships within assigned territory and provide sales calls to those assigned auto dealerships.


• Develop a business plan for your territory that defines your sales strategy and approach.


• Extensive planning and preparing data and information to sell the story on sales calls, making them more productive and meaningful.


• Collaborate with the dealership and COAF to pro-actively problem solve current or future challenges.


• Prompt completion of administrative and team tasks, such as conference calls and expense reports.

Basic Qualifications:

• High School Diploma or GED or Equivalent Certification,


• At least 1 year of Financial Services Experience or Business to Business Sales.

Preferred Qualifications:

• Bachelor’s degree or higher from accredited institution


• At least 2 years credit underwriting experience in the indirect lending, auto finance industry


• Previous experience analyzing, reporting on and setting goals based on performance metrics


• At least 2 years of outside sales experience.


• Strong strategic, conceptual, and analytical abilities excellent verbal and written communication skills


• Demonstrated skills in communication, negotiation, organization, and people management

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Cafe Ambassador - Santa Monica

Senior Associate, Designer

Founded in 2012, @Capitalonelabs is an experimental product and technology lab. It’s a startup culture with the financial backing of a Fortune 100 company. With teams in the DC-area and NYC, the Lab is a cross-functional team of product managers, designers, developers, and other innovators who are committed to helping customers and Capital One succeed. 

We do this by looking up to 3 years into the future to identify high-impact opportunities, and then we set out to develop and deliver new and impactful solutions. The Lab is focused on researching emerging technologies in areas such as payments, identity, and fraud to stay ahead of the competition and appeal to the digital savvy consumer. If you’re interested in helping to build the next generation of banking products, please connect with our team. The role is a springboard to learn about the various businesses in Capital One to prepare you for a rotation into the larger organization executing a strong innovative product vision.

The role:

As a UX designer in the Lab you will be an integral part of the team, generating and evaluating new ideas, conducting research, build low and high fidelity prototypes and asking the hard questions about why we should invest in a space. You will work in partnership with product managers, engineers, strategists and operations folks every day. When we find an opportunity ripe for innovation you can lead it through pilot and initial scale. 

Key Responsibilities:

• You will lead UX and design research for your projects to define the true problem and opportunity.




• Develop experiments and prototypes to learn quickly and make insightful consumer and business recommendations




• Lead the design storytelling to bring to life your teams idea and share it through a variety of mediums.




• You will push beyond the status quo to redefine best practices, discovering new approaches to making seamless, low-friction experiences for our new products. 

About you:

• You are a master of your craft, have a love of all things design, and realize the role of elegant design enhancing usability as well as aesthetics. 




• Though most project work has multiple team members, you are independent and can work autonomously at times. 




• You are future focused on what digital themes and technology are about to become relevant, and you are inspired to innovate around them.




• You are hell-bent on moving synthesis to insights 




• You are curious about Machine Learning, AI, the future of payments, and the significance of customer identity.

Basic Qualifications:

• Bachelor’s Degree or military experience




• At least 1 year in design practice which includes digital experience design, interaction design or creative technology exploration

Preferred Qualifications

• Practiced at leading design workshopping sessions (discovery through delivery) included but not limited to: consumer testing + research sessions, design sprints, assumption prioritization, hack or prototyping sessions, roadmapping sessions




• At least 1 year of experience in designing across platforms: Web, iOS, and Android.




• At least 1 year of experience in early stage discovery or exploration efforts along with scaled execution approached and methodologies.




• Familiarity with Figma, Sketch, Google Suite and Mural

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Cafe Ambassador - Santa Monica

Senior Manager, Community Finance Capital Officer

Community Finance Capital Officers seek to leverage our ability to bring debt and equity investment capital to our clients, while serving as the lead marketers for our products and managing specific geographic markets. Once business is located, they lead the deal team through approval and closing of both debt and/or equity for each deal. They determine product pricing and manage resources toward agreed upon targets. They are leaders in their communities, with their broad expertise in bringing capital to bear on critical community issues. The Senior Manager, Capital Officer performs responsibilities independently, but often under the guidance or direction of more senior Capital Officers. Our ideal candidate possesses strong presentation, influencing, verbal and written communication skills as well as a high level of attention to detail.

Responsibilities Include:

• Finances transactions with: Low income housing tax credits (LIHTC), tax exempt bonds, new market tax credits, funding from US Department of Housing and Urban development (HUD), including HOPE VI, HAP contracts, and public housing, and other state/local governmental financing sources.




• Under the guidance/direction of the originations manager or designee, plans portfolio growth through the development of a business plan and customer call program in alignment with departmental budget and consistent with overall Bank objectives 




• Assists other account officers in their efforts to obtain new business and retain existing customer relationships for the bank




• In consultation with the originations manager or designee, performs the proper pre-qualification, structuring, pricing of all debt and proprietary investments in his/her assigned area.  Presents deal proposals to originations manager or designee and credit risk manager and keeps deal team informed.




• In consultation with the originations manager or designee, negotiates both debt and equity investments related to community development transactions




• Manages (or assists in managing) national relationships with fund managers of low income tax credits




• Leads the closing of all transactions originated including working with internal and external teams to obtain final credit approval, achieving timely closing and keeping management informed




• Leads coordination with other departments for the sale and administration of all financial services to include debt, deposits, investments, derivatives, etc. within the assigned region




• Coordinates with various CF functional teams and other departments in the servicing of client relationships and in resolving any client issues that rise beyond the day to day responsibilities of Portfolio Management.




• Maintains up-to-date knowledge of competitor’s products and pricing in the market served; identifies community needs and opportunities for the bank to serve.




• Assists originations manager maintain monthly team pricing reports, resource materials, brand/marketing materials and form template documents.

Basic Qualifications:

• Bachelor’s degree or military experience




• At least 5 years of experience in Community Finance client management, underwriting, asset management, or a combination. 

Preferred Qualifications:

• Master of Business Administration (MBA) or Master’s degree in Finance




• 8+ years of experience in Community Finance




• Completion of a credit training program 

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Associate- TMT Cash Flow Underwriting & Portfolio Management

Capital One is a Top 10 U.S. Bank that services a $65 billion loan portfolio and more than 6,100 clients. Capital One’s Technology, Media and Telecom (TMT) business provides financing for corporate growth, mergers and acquisitions, balance sheet refinancing and recapitalization to companies across the TMT sectors, including: application and infrastructure software, financial technology, cable, radio and television broadcasting, business information services and data analytics, educational media and services, entertainment media and communications infrastructure.  The TMT business also provides a full range of other services including loan syndication, treasury management, capital market products, and institutional asset management.

Summary

As an Associate on a cash flow team in Capital One’s Technology, Media & Telecom (TMT) organization, you will support underwriting teams by analyzing, closing & funding leveraged transactions. You will assist in various aspects of the underwriting process, from initial structuring & pricing through proposal issuance & acceptance to final closing.  You will manage, monitor and report on portfolio accounts.  In addition, you will interact with senior management, origination's, capital markets, investment bankers, private equity firms & other commercial lenders.

Primary underwriting responsibilities may include:

• Perform due diligence on industry and company performance; synthesize research and begin to draw conclusions; may start to lead diligence calls




• Perform thorough financial analysis and identify disparities, risks, and creative ways to mitigate risk




• Prepare financial modeling inputs with little guidance; understand model mechanics and consider overrides or exceptions




• Analyze appropriate structuring options considering collateral and borrower valuation




• Write and prepare credit approval documents; provide meaningful contribution to internal meetings, including deal review and pipeline meetings




• Coordinate and complete closing process

Senior Software Devops Engineer

Cafe Ambassador - Santa Monica

Director, Community Finance Capital Officer

Community Finance Capital Officers seek to leverage our ability to bring debt and equity investment capital to our clients, while serving as the lead marketers for our products and managing specific geographic markets. Once business is located, they lead the deal team through approval and closing of both debt and/or equity for each deal. They determine product pricing and manage resources toward agreed upon targets. They are leaders in their communities, with their broad expertise in bringing capital to bear on critical community issues. The Director, Capital Officer performs responsibilities independently, but often under the guidance or direction of more senior Capital Officers. Our ideal candidate possesses strong presentation, influencing, verbal and written communication skills as well as a high level of attention to detail.

Responsibilities Include:

• Finances transactions with: Low income housing tax credits (LIHTC), tax exempt bonds, new market tax credits, funding from US Department of Housing and Urban development (HUD), including HOPE VI, HAP contracts, and public housing, and other state/local governmental financing sources.




• Plans portfolio growth through the development of a business plan and customer call program in alignment with departmental budget and consistent with overall Bank objectives




• Assists other account officers in their efforts to obtain new business and retain existing customer relationships for the bank




• Performs the proper pre-qualification, structuring, pricing of all debt and proprietary investments in his/her assigned area.  Presents deal proposals to originations manager or designee and credit risk manager and keeps deal team informed.




• Negotiates both debt and equity investments related to community development transactions




• Manages (or assists in managing) national relationships with fund managers of low income tax credits




• Leads the closing of all transactions originated including working with internal and external teams to obtain final credit approval, achieving timely closing and keeping management informed




• Leads coordination with other departments for the sale and administration of all financial services to include debt, deposits, investments, derivatives, etc. within the assigned region




• Coordinates with various CF functional teams and other departments in the servicing of client relationships and in resolving any client issues that rise beyond the day to day responsibilities of Portfolio Management.




• Maintains up-to-date knowledge of competitor’s products and pricing in the market served; identifies community needs and opportunities for the bank to serve.




• Assists originations manager maintain monthly team pricing reports, resource materials, brand/marketing materials and form template documents.

Basic Qualifications:

• Bachelor's Degree or military experience




• At least 6 years of experience in Community Finance client management, underwriting, asset management, or a combination

Preferred Qualifications:

• Master of Business Administration (MBA) or Master’s degree in Finance




• 8+ years of experience in Community Finance




• Completion of credit training program

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Senior Manager, Community Finance Capital Officer

Community Finance Capital Officers seek to leverage our ability to bring debt and equity investment capital to our clients, while serving as the lead marketers for our products and managing specific geographic markets. Once business is located, they lead the deal team through approval and closing of both debt and/or equity for each deal. They determine product pricing and manage resources toward agreed upon targets. They are leaders in their communities, with their broad expertise in bringing capital to bear on critical community issues. The Senior Manager, Capital Officer performs responsibilities independently, but often under the guidance or direction of more senior Capital Officers. Our ideal candidate possesses strong presentation, influencing, verbal and written communication skills as well as a high level of attention to detail.

Responsibilities Include:

• Finances transactions with: Low income housing tax credits (LIHTC), tax exempt bonds, new market tax credits, funding from US Department of Housing and Urban development (HUD), including HOPE VI, HAP contracts, and public housing, and other state/local governmental financing sources.




• Under the guidance/direction of the originations manager or designee, plans portfolio growth through the development of a business plan and customer call program in alignment with departmental budget and consistent with overall Bank objectives 




• Assists other account officers in their efforts to obtain new business and retain existing customer relationships for the bank




• In consultation with the originations manager or designee, performs the proper pre-qualification, structuring, pricing of all debt and proprietary investments in his/her assigned area.  Presents deal proposals to originations manager or designee and credit risk manager and keeps deal team informed.




• In consultation with the originations manager or designee, negotiates both debt and equity investments related to community development transactions




• Manages (or assists in managing) national relationships with fund managers of low income tax credits




• Leads the closing of all transactions originated including working with internal and external teams to obtain final credit approval, achieving timely closing and keeping management informed




• Leads coordination with other departments for the sale and administration of all financial services to include debt, deposits, investments, derivatives, etc. within the assigned region




• Coordinates with various CF functional teams and other departments in the servicing of client relationships and in resolving any client issues that rise beyond the day to day responsibilities of Portfolio Management.




• Maintains up-to-date knowledge of competitor’s products and pricing in the market served; identifies community needs and opportunities for the bank to serve.




• Assists originations manager maintain monthly team pricing reports, resource materials, brand/marketing materials and form template documents.

Basic Qualifications:

• Bachelor’s degree or military experience




• At least 5 years of experience in Community Finance client management, underwriting, asset management, or a combination. 

Preferred Qualifications:

• Master of Business Administration (MBA) or Master’s degree in Finance




• 8+ years of experience in Community Finance




• Completion of a credit training program 

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Cafe Ambassador - Santa Monica

Cafe Ambassador - Santa Monica